Have Your Civil Rights Been Violated?

 

Civil rights are defined as the rights to political and social freedom and equality.  Discrimination against race and gender, sexual assault and deprivation of basic needs are typical examples of civil rights violations.  If you have been a victim of civil rights violations, it is essential to know your options and decide on a proper course of action. Continue reading “Have Your Civil Rights Been Violated?”

How To Raise Emergency Funds

If there is one thing that you have to prioritize at the moment, it is the importance of knowing how to raise emergency funds. Keep in mind that the amount of money that you spend in your day-to-day life is not the only cash that you need. As much as possible, make an effort to save some cash for a future emergency. Do not just rely on the amount of money that you have in your wallet right now. Instead, make an effort to have a sufficient source of funds for emergencies.

Take note that no matter how careful you are in taking good care of your health or in ensuring your safety, there is always a possibility that you will get into an accident or get sick. What happens when you encounter this problem? Do you have enough or sufficient cash to pay for the medical expenses? Can your financial situation handle another setback? If you answered no to all these inquiries, then be sure to read the article from top to bottom. Our goal is to share some tips on how you can learn to save money for emergency funds.

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Set A Budget

As much as possible, be responsible enough to set a budget for your expenses. How much money are you willing to spend for a given week? Knowing the ultimate answer to this question can help you a lot in gaining expertise on how to handle your money. At the same time, it can also be a guide for you on the limits that you may spend at a given time.

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Create A Separate Bank Account

The number one rule in saving for an emergency fund is never to commingle it with your personal money or other savings. Because of this, it is best if you will create separate savings account for this money. You have to be careful in handling your financial matters so that you will not encounter troubles in the future.

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Know Your Cash Flow

Another thing or tip that you have to prioritize is to be smart enough to know your cash flow. You have to be aware of the total amount of cash that comes into your account every month. Aside from this, you must also know the level of expenses that you must pay for at a given time. Once you do this, you will begin to experience financial freedom.

 

Think Twice Before Spending

Before you pay for an item that you want to buy, be sure to ask yourself if you need it or not. Of course, if you believe that it is a necessity, then you must go for it. However, if you believe that it is a mere want, the right thing to do is to avoid purchasing it. Take note that wants and needs are two different things. The only time to buy the latter is if you have a sufficient source of income that can help you pay for the wants. Otherwise, save up first so that you will become worry-free.

 

It’s Difficult To Leave An Abusive Relationship – But You Can Do It!

 

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How do you free yourself from abuse? Sometimes it can be difficult to end abusive relationships and to protect yourself because of the emotional and psychological traumas these abuses cause. No one deserves to be abused which is why we have prepared this article to help guide you during this terrible ordeal. You have to put up limitations and keep yourself safe. More importantly, try to reach out to family and friends for support and help. Continue reading “It’s Difficult To Leave An Abusive Relationship – But You Can Do It!”

Your Guide To Surviving A Personal Injury

Getting into a car accident can be frustrating and challenging. Everything will become a significant struggle on your part, especially if you do not know what to do next after suffering physical injuries. Take note that there is a possibility that you may become disabled because of the accident. Ian Robertson, Ph.D. explains,  “[The] brain network allows us to concentrate on undemanding, routine activities – like easy, unchallenging driving. But you also need it for studying, reading, following a lecture or listening for your flight to be announced at the airport.” And so, at the same time, it can also force you to leave your work for a while, depending on how big the accident is. We understand how the survival process can be complicated, which is why we have decided to write an article that is dedicated to helping you survive a personal injury.

Below is the list of things that you have to keep in mind if you want to get on with your life after suffering from a sad car accident:

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Get The Help You Need

One of the things that you have to do is, to be honest with yourself and admit the fact that you need someone to help you. Keep in mind that you must never make any person feel that it is wrong to offer you support or assistance. As such, you must be willing to welcome anyone who wants to help you in any way. Take note that getting the right amount of help can be a great way to keep you moving forward to better days. Clinical and forensic psychologist James F. Zender, Ph.D. “Auto accident patients are often in a state of emotional shock and are poor informants when questioned about their injuries.” He adds, “Auto accident patients are frequently experiencing acute stress reactions that often develop into post-traumatic stress disorders.”

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Talk To A Lawyer

Whether you are the primary victim or the culprit of the car accident, be sure that you will take the necessary steps to find a lawyer. Keep in mind that legal representation is essential if you want to protect your interests. Always remember that there are several legal matters that you have to check. First of all, you must have a lawyer to help you settle payment for damages. At the same time, the said lawyer can also assist you in making claims for insurance.

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Find A Therapist

If you think that the car accident has brought in a lot of trauma or unresolved issues on your part, be sure that you will find a therapist who can assist you. Keep in mind that the services of a therapist will guide you on how to move on with your life after the personal injury. However, it is best if you will take the time to look for the ideal mental health professional. Otherwise, you will only end up regretting the choices that you will make.

Forgive Yourself

There is no point in blaming yourself for what happened in the past. The best thing to do is to be mature about the car accident. “Feeling sorry for yourself is natural and even important — as long as you don’t let it get out of hand,” wrote psychotherapist F. Diane Barth, LCSW. “Let off steam, ask for sympathy, but then move on as well as you can.” You have to stop thinking about how things could have changed if you did not get into such an experience. Instead, give your time and attention to your present life and future circumstances. Remind yourself that the way you look at life can have a big impact on how to transform your future. Do not be afraid to move forward to better days because you deserve it. You will become better soon!

Why You Should Not Drink And Drive

Going out with friends on the weekend and drinking all your favorite alcoholic beverages can be fun. It feels great to do something exciting with the people close to your heart. While there is nothing wrong with partying all night long, you have to remember that you must never forget to be responsible in everything you do. Take note that drinking can only be fun if you will not drive yourself to your home. It means that there is no way that you should consider to drink and drive. Continue reading “Why You Should Not Drink And Drive”